103 White Oak CIR, Moneta, VA 24121
$995,000
Property Type:
Residential
Bedrooms:
5
Baths:
3
Square Footage:
2,288
Lot Size (sq. ft.):
39,204
Status:
Active
Current Price:
$995,000
List Date:
7/22/2026
Last Modified:
9/21/2026
Description
Welcome to Isle of Pine, and this Peaceful Waterfront Retreat in the Heart of Smith Mountain Lake. This spacious home offers five bedrooms on the upper level, including a comfortable primary suite. While the lower level provides a spacious family room, dining area, eat-in kitchen, an additional full bathroom, and laundry area. Enjoy scenic views from the full-length upper deck with wheelchair access or relax on the lower patio. A detached garage with separate rooms provides abundant storage and flexible space for your needs. A gently sloping concrete walkway leads to your private dock, complete with two covered boat slips and a floater, perfect for enjoying all that Smith Mountain Lake has to offer right now. Sold furnished including garage items and jet ski (Boat is for sale separately). Owners said they were able to launch their boat at the beginning of property listing). The Isle of Pine community offers an impressive array of amenities, including a boat ramp, trailer storage, tennis courts, horseshoes, volleyball, walking trails, and campground sites. Conveniently located near downtown Moneta and Bridgewater Plaza, this property offers the ideal combination of peaceful lake living and easy access to shopping, dining, and entertainment. Call and schedule your tour today.
More Information MLS# 929699
General Property Description
Property Sub-Type: Single Family Residence
Construction Status: Completed
Residential Type: Detached
Total Acreage: 0.9
Entry Above Grd Fin SQFT: 0
Upper Above Grd Fin SQFT: 1144
Lower Below Grd Fin SQFT: 1144
Other Above Grd Fin SQFT: 0
Total Fnshd SqFt: 2288
Total Above Grd Fin SQFT: 1144
Grand Total Attached SQFT: 2288
Basement Y/N: Yes
Water Class: Waterfront Property
Water ID: Smith Mtn Lake
Length of Waterfront: 100
Total Unfin SQFT: 0
Prim. Covered Prking: Garage Detached
# Prim Cov Spaces: 1
Uncovered Parking: Off Street Parking
Uncovered # Spaces: 6
Total Cov'd Prk Spc: 1
Year Built: 1977
Total Bdrm: 5
Total Bths: 3
Total F Baths: 3
Location, Tax & Legal
Major Area: 06 - Bedford County
Phase: 0
Subdivision Map: 24227400
Lot: 81
Block: 0
Tax ID: 242B 2 81
Annual Taxes: 2366.11
Section: 0
POA Y/N: Yes
POA/Condo Dues: 230
POA/Condo Terms A/Q/M: Annual
Area: 0690 - SML Bedford County
Street Number: 103
Street Name: White Oak
Street Suffix: CIR
State/Province: VA
Zip Code: 24121
Subdivision: Isle Of Pines
Municipality: Bedford County
Elementary School: Moneta
Middle School: Staunton River
High School: Staunton River
Remarks & Misc
Public Remarks: Welcome to Isle of Pine, and this Peaceful Waterfront Retreat in the Heart of Smith Mountain Lake. This spacious home offers five bedrooms on the upper level, including a comfortable primary suite. While the lower level provides a spacious family room, dining area, eat-in kitchen, an additional full bathroom, and laundry area. Enjoy scenic views from the full-length upper deck with wheelchair access or relax on the lower patio. A detached garage with separate rooms provides abundant storage and flexible space for your needs. A gently sloping concrete walkway leads to your private dock, complete with two covered boat slips and a floater, perfect for enjoying all that Smith Mountain Lake has to offer right now. Sold furnished including garage items and jet ski (Boat is for sale separately). Owners said they were able to launch their boat at the beginning of property listing). The Isle of Pine community offers an impressive array of amenities, including a boat ramp, trailer storage, tennis courts, horseshoes, volleyball, walking trails, and campground sites. Conveniently located near downtown Moneta and Bridgewater Plaza, this property offers the ideal combination of peaceful lake living and easy access to shopping, dining, and entertainment. Call and schedule your tour today.
Directions: From 122, take Hendricks Store Rd. to R on Isle of Pine, to R on White Oak. First driveway on the right.
Style of House
Split-Foyer: 1
Limited Service
Not Limited Service: 1
Lot Description
Gentle Sloping: 1
Construction
Brick: 1
Wood: 1
Basement
Full: 1
Walk-Out Access: 1
Views
Lake: 1
Heating
Heat Pump Electric: 1
Misc Features
Paved Road: 1
Cooling
Heat Pump Electric: 1
Fireplace
# Fireplaces: 1
Living Room: 1
Water Description
Public: 1
Sewer Description
Private Septic: 1
Water Heater Type
Tank: 1
Interior Features
Ceiling Fan(s): 1
Exterior Features
Deck: 1
Paved Driveway: 1
Appliances
Clothes Dryer: 1
Clothes Washer: 1
Dishwasher: 1
Range Electric: 1
Refrigerator: 1
Floors
Carpet: 1
Tile - i.e. ceramic: 1
Boat Dock Desc
A-Roof: 1
Boat Hoist: 1
Floater: 1
Area Amenities
Tennis Court(s): 1
Trail Access: 1
Water Features
Cove: 1
Riprap Shoreline: 1
Water Acc Only A
Access - On/Off Site: On Site
Primary Bedrooms
Primary BR Upper Lvl: 1
Water Htr Energy
Electric: 1
Bedrooms
BR Upper Level: 5
Water Details
Short Term Rental: 1
Full Baths
Full Baths Lower Lvl: 1
Full Baths Upper Lvl: 2
Laundry
Laundry Lower Level: 1
Contract Information
Current Price: $995,000
List Price: $995,000
List Date: 2026-07-22
Status: Active
Property Features
Style of House: Split-Foyer
Limited Service: Not Limited Service
Lot Description: Gentle Sloping
Construction: Brick; Wood
Basement: Full; Walk-Out Access
Heating: Heat Pump Electric
Cooling: Heat Pump Electric
Fireplace: Living Room
Interior Features: Ceiling Fan(s)
Exterior Features: Deck; Paved Driveway
Views: Lake
Appliances: Dishwasher; Clothes Dryer; Refrigerator; Range Electric; Clothes Washer
Misc Features: Paved Road
Area Amenities: Tennis Court(s); Trail Access
Floors: Carpet; Tile - i.e. ceramic
Water Description: Public
Sewer Description: Private Septic
Water Heater Type: Tank
Water Htr Energy: Electric
Boat Dock Desc: A-Roof; Floater; Boat Hoist
Water Features: Cove; Riprap Shoreline
Water Details: Short Term Rental
Room Information
Primary Bedroom
Level: Upper
Level: Upper
Bedroom 2
Level: Upper
Level: Upper
Bedroom 3
Level: Upper
Level: Upper
Bedroom 4
Level: Upper
Level: Upper
Bedroom 5
Level: Upper
Level: Upper
Dining Area
Level: Lower
Level: Lower
Eat-in Kitchen
Level: Lower
Level: Lower
Family Room
Level: Lower
Level: Lower
Kitchen
Level: Lower
Level: Lower
Laundry
Level: Lower
Level: Lower
Living Room
Level: Lower
Level: Lower
Listing Office: MKB, REALTORS® - AT THE LAKE
Last Updated: September - 21 - 2026
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