20 Cottage LN, Moneta, VA 24121
$1,150,000
Property Type:
Residential
Bedrooms:
3
Baths:
3.1
Square Footage:
2,863
Lot Size (sq. ft.):
8,712
Status:
Closed
Current Price:
$1,150,000
List Date:
8/08/2025
Last Modified:
9/10/2025
Description
Welcome to The Boardwalk, one of Smith Mountain Lake's most sought-after communities thanks to its ideal location by both land and water. This Nantucket-style home offers just under 3,000 square feet of thoughtfully designed living space across three levels — perfect for spreading out guests and family while maintaining a comfortable, manageable feel. Enjoy stunning sunrises over Smith Mountain from your home, and take full advantage of the community's exceptional amenities including a pool, tennis courts, game area, picnic pavilion, waterfront gazebo, and scenic lookout tower. HOA dues cover lawn mowing, weed control, and landscaping, allowing for low-maintenance living. This property includes a covered, deeded boat slip (Slip 17), PWC lift, a one-car garage, and four additional parking
Supplements: spaces. NEW ROOF 2024. Beautifully maintained and full of charm, this home offers the perfect blend of lake living and year-round convenience in a neighborhood that truly feels like home.
More Information MLS# 919893
General Property Description
Property Sub-Type: Single Family Residence
Construction Status: Completed
Residential Type: Detached
Total Acreage: 0.2
Entry Above Grd Fin SQFT: 1179
Upper Above Grd Fin SQFT: 745
Lower Below Grd Fin SQFT: 939
Other Above Grd Fin SQFT: 0
Total Fnshd SqFt: 2863
Total Above Grd Fin SQFT: 1924
Grand Total Attached SQFT: 2863
Basement Y/N: Yes
Water Class: Waterfront Property
Length of Waterfront: 0
Total Unfin SQFT: 0
Prim. Covered Prking: Garage Attached
# Prim Cov Spaces: 1
Uncovered # Spaces: 4
Total Cov'd Prk Spc: 1
Year Built: 1998
Total Bdrm: 3
Total Bths: 3.1
Total F Baths: 3
Total H Baths: 1
Water ID: Smith Mtn Lake
Location, Tax & Legal
Major Area: 04 - Franklin County
Phase: 0
Subdivision Map: The Boardwalk
Lot: 17
Block: 0
Tax ID: 032 06-10700
Annual Taxes: 4287.1
Section: 0
POA Y/N: Yes
POA/Condo Dues: 470
POA/Condo Terms A/M: Monthly
Area: 0490 - SML Franklin County
Street Number: 20
Street Name: Cottage
Street Suffix: LN
State/Province: VA
Zip Code: 24121
Subdivision: The Boardwalk
Municipality: Franklin County
Elementary School: Dudley
Middle School: Ben Franklin Middle
High School: Franklin County
Remarks & Misc
Directions: Booker T. Washington Hwy (Rt 122) to Scruggs Rd, L into Boardwalk (Boardwalk Drive), R on Cottage Lane, Second home on Right.
Style of House
Cottage: 1
Limited Service
Not Limited Service: 1
Lot Description
Down Slope: 1
Level: 1
Construction
Wood: 1
Basement
Full: 1
Walk-Out Access: 1
Views
Lake: 1
Mountain(s): 1
Sunrise: 1
Heating
Heat Pump Electric: 1
Misc Features
Paved Road: 1
Underground Util: 1
Cooling
Heat Pump Electric: 1
Fireplace
# Fireplaces: 2
Gas Log: 1
Masonry: 1
Living Room: 1
Recreation Room: 1
Water Description
Public: 1
Sewer Description
Shared Septic: 1
Water Heater Type
Tank: 1
Interior Features
Bookcases: 1
Cathedral Ceiling(s): 1
Ceiling Fan(s): 1
Walk-In Closet(s): 1
Internet Access
Cable: 1
Cur'nt Internet Prov: Shentel
Exterior Features
Deck: 1
Paved Driveway: 1
Porch
Covered Porch: 1
Front Porch: 1
Appliances
Dishwasher: 1
Garage Door Opener: 1
Microwave Oven (Built In): 1
Range Electric: 1
Refrigerator: 1
Floors
Carpet: 1
Tile - i.e. ceramic: 1
Wood: 1
Boat Dock Desc
Boat Hoist: 1
Pers WaterCraft Lift: 1
Area Amenities
Common Pool: 1
Tennis Court(s): 1
Water Features
Beach Front: 1
Cove: 1
Main Channel: 1
Windows
Insulated: 1
Exterior Doors
Full View: 1
Water Acc Only B
Community Boat Ramp: 1
Deed/Assgn Dock: 1
Primary Bedrooms
Primary BR Entry Lvl: 1
Water Htr Energy
Electric: 1
Bedrooms
BR Entry Level: 1
BR Upper Level: 2
Water Details
Number Covered Slips: 1
Full Baths
Full Baths Entry Lvl: 1
Full Baths Lower Lvl: 1
Full Baths Upper Lvl: 1
Half Baths
Half Baths Entry Lvl: 1
Laundry
Laundry Entry Level: 1
Contract Information
Current Price: $1,150,000
Sold Price: $1,150,000
List Date: 2025-08-08
Status: Closed
Status Change Info
Ratified Contract Dt: 2025-08-10
Sold Date: 2025-09-10
Sold Price: $1,150,000
Property Features
Style of House: Cottage
Limited Service: Not Limited Service
Lot Description: Down Slope; Level
Construction: Wood
Basement: Full; Walk-Out Access
Heating: Heat Pump Electric
Cooling: Heat Pump Electric
Fireplace: Gas Log; Masonry; Living Room; Recreation Room
Interior Features: Bookcases; Cathedral Ceiling(s); Ceiling Fan(s); Walk-In Closet(s)
Exterior Features: Deck; Paved Driveway
Views: Lake; Mountain(s); Sunrise
Appliances: Dishwasher; Microwave Oven (Built In); Garage Door Opener; Refrigerator; Range Electric
Misc Features: Paved Road; Underground Util
Area Amenities: Common Pool; Tennis Court(s)
Floors: Carpet; Tile - i.e. ceramic; Wood
Windows: Insulated
Exterior Doors: Full View
Porch: Covered Porch; Front Porch
Water Description: Public
Sewer Description: Shared Septic
Water Heater Type: Tank
Water Htr Energy: Electric
Internet Access: Cable
Water Acc Only B: Deed/Assgn Dock; Community Boat Ramp
Boat Dock Desc: Boat Hoist; Pers WaterCraft Lift
Water Features: Cove; Main Channel; Beach Front
Room Information
Primary Bedroom
Level: Entry
Level: Entry
Bedroom 2
Level: Upper
Level: Upper
Bedroom 3
Level: Upper
Level: Upper
Den
Level: Upper
Level: Upper
Dining Area
Level: Entry
Level: Entry
Foyer
Level: Entry
Level: Entry
Kitchen
Level: Entry
Level: Entry
Laundry
Level: Entry
Level: Entry
Living Room
Level: Entry
Level: Entry
Office
Level: Upper
Level: Upper
Recreation Room
Level: Lower
Level: Lower
Listing Office: BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Last Updated: September - 10 - 2025
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