320 Fingerlake RD, Penhook, VA 24137
$650,000
Property Type:
Residential
Bedrooms:
3
Baths:
3
Square Footage:
2,796
Lot Size (sq. ft.):
21,344
Status:
Closed
Current Price:
$650,000
List Date:
3/25/2025
Last Modified:
7/24/2025
Description
A Rare Waterfront Opportunity on Smith Mountain Lake!
This sprawling 3-bedroom, 3-bath ranch-style home with a finished terrace level is brimming with potential and ready for your personal touch. Perfectly positioned to take in the beauty of Smith Mountain Lake, the open floor plan features a spacious sunroom offering panoramic lake views, along with multiple decks and porches ideal for outdoor living and entertaining.
Downstairs, the terrace level boasts a cozy stone fireplace and an impressive bar area—perfect for hosting gatherings or relaxing after a day on the water.
Whether you're looking for a full-time residence, a vacation retreat, or an investment property, this rare lakefront gem checks all the boxes—and short-term rentals are allowed, offering incredible income potential
Supplements: Seller is now offering short term owner financing with an acceptable offer. Fantastic investment opportunity.
More Information MLS# 915528
General Property Description
Property Sub-Type: Single Family Residence
Construction Status: Completed
Residential Type: Detached
Total Acreage: 0.49
Entry Above Grd Fin SQFT: 1596
Upper Above Grd Fin SQFT: 0
Entry Below Grd Fin SQFT: 1200
Other Above Grd Fin SQFT: 0
Total Fnshd SqFt: 2796
Total Above Grd Fin SQFT: 1596
Grand Total Attached SQFT: 2796
Basement Y/N: Yes
Water Class: Waterfront Property
Length of Waterfront: 75
Total Unfin SQFT: 0
Prim. Covered Prking: Carport Attached
# Prim Cov Spaces: 3
Total Cov'd Prk Spc: 3
Year Built: 1981
Total Bdrm: 3
Total Bths: 3
Total F Baths: 3
Water ID: Smith Mtn Lake
Location, Tax & Legal
Major Area: 16 - Pittsylvania County
Phase: 0
Lot: 6
Block: 0
Tax ID: 1563-42-1053
Annual Taxes: 3970
Section: 0
Zoning Code: R1
POA Y/N: No
Area: 1690 - SML Pittsylvania County
Street Number: 320
Street Name: Fingerlake
Street Suffix: RD
State/Province: VA
Zip Code: 24137
Subdivision: Penhook
Municipality: Pittsylvania County
Elementary School: Gretna Elementary
Middle School: Gretna Middle
High School: Gretna High
Remarks & Misc
Directions: When you take a left onto fingerlake you then turn left at house number 300 property is located right next door
Style of House
Ranch: 1
Limited Service
Not Limited Service: 1
Construction
Brick: 1
Vinyl: 1
Basement
Full: 1
Walk-Out Access: 1
Views
Lake: 1
Sunrise: 1
Sunset: 1
Heating
Heat Pump Electric: 1
Cooling
Heat Pump Electric: 1
Fireplace
Basement: 1
Water Description
Private Well: 1
Sewer Description
Private Septic: 1
Interior Features
Cathedral Ceiling(s): 1
Exterior Features
Deck: 1
Fenced Yard: 1
Hot Tub: 1
Porch
Covered Porch: 1
Appliances
Dishwasher: 1
Range Electric: 1
Refrigerator: 1
Floors
Laminate: 1
Vinyl: 1
Boat Dock Desc
Boat Hoist: 1
Stationary: 1
Water Features
No Wake Area: 1
Primary Bedrooms
Primary BR Entry Lvl: 1
Bedrooms
BR Entry Level: 2
BR Lower Level: 1
Water Details
Number Covered Slips: 3
Full Baths
Full Baths Entry Lvl: 2
Full Baths Lower Lvl: 1
Laundry
Laundry Lower Level: 1
Contract Information
Current Price: $650,000
Sold Price: $650,000
List Date: 2025-03-25
Status: Closed
Status Change Info
Ratified Contract Dt: 2025-05-07
Sold Date: 2025-07-22
Sold Price: $650,000
Property Features
Style of House: Ranch
Limited Service: Not Limited Service
Construction: Brick; Vinyl
Basement: Full; Walk-Out Access
Heating: Heat Pump Electric
Cooling: Heat Pump Electric
Fireplace: Basement
Interior Features: Cathedral Ceiling(s)
Exterior Features: Deck; Fenced Yard; Hot Tub
Views: Lake; Sunrise; Sunset
Appliances: Dishwasher; Refrigerator; Range Electric
Floors: Laminate; Vinyl
Porch: Covered Porch
Water Description: Private Well
Sewer Description: Private Septic
Boat Dock Desc: Stationary; Boat Hoist
Water Features: No Wake Area
Room Information
Bedroom 1
Level: Entry
Level: Entry
Listing Office: RE/MAX LAKEFRONT REALTY INC
Last Updated: July - 24 - 2025
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