406 Anchor DR, Moneta, VA 24121
New Listing
$1,350,000
Property Type:
Residential
Bedrooms:
4
Baths:
3.1
Square Footage:
4,614
Lot Size (sq. ft.):
23,958
Status:
Active
Current Price:
$1,350,000
List Date:
3/19/2026
Last Modified:
3/24/2026
Description
Thoughtfully renovated lakefront retreat blending mountain-inspired warmth with relaxed lakeside living in the highly desirable Waterfront Country Club community. This inviting home offers a cozy feel with multiple sitting areas and generous living space designed for both everyday comfort and entertaining. The custom kitchen renovation is the heart of the home, featuring quality finishes and a convenient pass-through window to the outdoor deck--perfect for serving guests during lakeside gatherings. An inviting vaulted living room with Gas FP. A stunning sunroom captures beautiful lake views and provides a peaceful spot to unwind year-round. The primary suite includes a beautifully updated bathroom, while an all-purpose room with its own private entrance offers ideal flexibility for a home
Supplements: office, studio, or guest space. Bowman's woodworking did a lot of the millwork in the home. Thoughtfully removing several walls created more open and functional living areas. The full walkout lower level features a wood-burning fireplace and additional living pace for recreation or guests. Outdoor living shines with multiple tiers of decking surrounding the home, all designed with dry-underneath systems to maximize usable space below. Enjoy a putting green on the back deck, a cart path leading to the boat dock, and a waterfront setting ready for effortless lakeside entertaining. Private dock with one boat slip, and the boat is available. Located in one of Smith Mountain Lake's most sought-after golf communities with short-term rentals allowed, making this property ideal as a full-time residence, vacation home, or investment opportunity.
More Information MLS# 925583
General Property Description
Property Sub-Type: Single Family Residence
Construction Status: Completed
Residential Type: Detached
Total Acreage: 0.55
Entry Above Grd Fin SQFT: 2351
Upper Above Grd Fin SQFT: 944
Lower Below Grd Fin SQFT: 989
Other Above Grd Fin SQFT: 0
Total Fnshd SqFt: 4284
Total Above Grd Fin SQFT: 3295
Grand Total Attached SQFT: 4614
Basement Y/N: Yes
Water Class: Waterfront Property
Length of Waterfront: 100
Total Unfin SQFT: 330
Prim. Covered Prking: Garage Detached
# Prim Cov Spaces: 2
Uncovered Parking: Off Street Parking
Uncovered # Spaces: 4
Total Cov'd Prk Spc: 2
Year Built: 1991
Total Bdrm: 4
Total Bths: 3.1
Total F Baths: 3
Total H Baths: 1
Water ID: Smith Mtn Lake
Location, Tax & Legal
Major Area: 04 - Franklin County
Phase: 0
Lot: 2
Block: 0
Tax ID: 031 03-003 00
Annual Taxes: 3853
Section: 2
Zoning Code: RPD
POA Y/N: No
Area: 0490 - SML Franklin County
Street Number: 406
Street Name: Anchor
Street Suffix: DR
State/Province: VA
Zip Code: 24121
Subdivision: The Waterfront
Municipality: Franklin County
Elementary School: Dudley
Middle School: Ben Franklin Middle
High School: Franklin County
Remarks & Misc
Directions: From Hales Ford Bridge, 122 S to L on Scruggs Rd to L on Windlass to L on Anchor to house on Right
Style of House
Contemporary: 1
Limited Service
Not Limited Service: 1
Lot Description
Down Slope: 1
Construction
Stone: 1
Wood: 1
Basement
Full: 1
Views
Golf Course: 1
Lake: 1
Sunrise: 1
Sunset: 1
Unfinished Attached SQFT
Lower Below Grd Unfin SQFT: 330
Heating
Heat Pump Electric: 1
Zoned: 1
Other - See Remarks: 1
Misc Features
Cable TV: 1
Paved Road: 1
Underground Util: 1
Cooling
Heat Pump Electric: 1
Zoned: 1
Other - See Remarks: 1
Fireplace
# Fireplaces: 2
Gas Log: 1
Masonry: 1
Family Room: 1
Living Room: 1
Water Description
Public: 1
Sewer Description
Private Septic: 1
Water Heater Type
Tank: 1
Interior Features
Bookcases: 1
Cathedral Ceiling(s): 1
Ceiling Fan(s): 1
Skylight: 1
Storage: 1
Walk-In Closet(s): 1
Internet Access
Cable: 1
Cur'nt Internet Prov: Shentel
Exterior Features
Balcony: 1
Bay Window: 1
Deck: 1
Sunroom: 1
Porch
Covered Porch: 1
Front Porch: 1
Rear Porch: 1
Side Porch: 1
Appliances
Clothes Dryer: 1
Clothes Washer: 1
Dishwasher: 1
Disposer: 1
Garage Door Opener: 1
Microwave Oven (Built In): 1
Range Electric: 1
Refrigerator: 1
Floors
Carpet: 1
Slate: 1
Tile - i.e. ceramic: 1
Wood: 1
Boat Dock Desc
A-Roof: 1
Boat Hoist: 1
Floater: 1
Stationary: 1
Storage/Util Bldg: 1
Area Amenities
Private Golf: 1
Restaurant: 1
Water Features
Cove: 1
Windows
Insulated: 1
Low-Emissivity Windows: 1
Screen: 1
Exterior Doors
Insulated: 1
Sliding: 1
Primary Bedrooms
Primary BR Entry Lvl: 1
Water Htr Energy
Electric: 1
Bedrooms
BR Entry Level: 1
BR Lower Level: 1
BR Upper Level: 2
Water Details
Shoreline Mgmt Plan: Yes
Number Covered Slips: 1
Short Term Rental: 1
Full Baths
Full Baths Entry Lvl: 1
Full Baths Lower Lvl: 1
Full Baths Upper Lvl: 1
Half Baths
Half Baths Entry Lvl: 1
Laundry
Laundry Entry Level: 1
Contract Information
Current Price: $1,350,000
List Price: $1,350,000
List Date: 2026-03-16
Status: Active
Property Features
Style of House: Contemporary
Limited Service: Not Limited Service
Lot Description: Down Slope
Construction: Stone; Wood
Basement: Full
Heating: Heat Pump Electric; Zoned; Other - See Remarks
Cooling: Heat Pump Electric; Zoned; Other - See Remarks
Fireplace: Gas Log; Masonry; Family Room; Living Room
Interior Features: Bookcases; Cathedral Ceiling(s); Ceiling Fan(s); Skylight; Storage; Walk-In Closet(s)
Exterior Features: Balcony; Bay Window; Deck; Sunroom
Views: Golf Course; Lake; Sunrise; Sunset
Appliances: Dishwasher; Disposer; Clothes Dryer; Microwave Oven (Built In); Garage Door Opener; Refrigerator; Range Electric; Clothes Washer
Misc Features: Cable TV; Paved Road; Underground Util
Area Amenities: Private Golf; Restaurant
Floors: Carpet; Slate; Tile - i.e. ceramic; Wood
Windows: Insulated; Low-Emissivity Windows; Screen
Exterior Doors: Insulated; Sliding
Porch: Covered Porch; Front Porch; Rear Porch; Side Porch
Water Description: Public
Sewer Description: Private Septic
Water Heater Type: Tank
Water Htr Energy: Electric
Internet Access: Cable
Boat Dock Desc: A-Roof; Floater; Stationary; Boat Hoist; Storage/Util Bldg
Water Features: Cove
Water Details: Short Term Rental
Room Information
Primary Bedroom
Level: Entry
Level: Entry
Bedroom 3
Level: Upper
Level: Upper
Bedroom 4
Level: Upper
Level: Upper
Den
Level: Upper
Level: Upper
Dining Area
Level: Entry
Level: Entry
Eat-in Kitchen
Level: Entry
Level: Entry
Family Room
Level: Lower
Level: Lower
Sun Room
Level: Entry
Level: Entry
Foyer
Level: Entry
Level: Entry
Great Room
Level: Entry
Level: Entry
Kitchen
Level: Entry
Level: Entry
Kitchen
Level: Lower
Level: Lower
Laundry
Level: Entry
Level: Entry
Office
Level: Entry
Level: Entry
Work Room
Level: Lower
Level: Lower
Listing Office: EXP REALTY LLC - SML
Last Updated: March - 24 - 2026
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